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Qualifiers*

1. Client has 20% to 30% equity, and 100% collateral.

2. Current balance sheet shows cash available and positive equity.

3. Cash flow statements shows there is enough cash flow to service the debt.

4. Owners of the business have a track record in the industry.

5. Past financials tell a positive story.

6. Projections based on industry standards, or historical data.

 *Under most circumstances

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